The easiest way to own the phone you want.
Already a Branch customer? You may already be approved — browse our full range and pick your phone with a few taps. No new application, no documents to re-submit.
Fixed 12 months plan · Delivered in a few days · ₹0 down payment
How it works
Log in. Pick your phone. It arrives at your door.
The whole journey is online and paperless — and because you’re already a Branch customer, there’s nothing to re-submit.
Log in
Sign in with your Branch mobile number. If you're invited, your pre-approved offer appears straight away.
Pick your phone
Choose from a curated selection at a fixed price and a fixed monthly plan — no comparison paralysis.
Confirm in minutes
Set up automatic repayment and digitally sign your loan documents on your current phone. Takes under 5 minutes.
Delivered to your door
Your phone arrives in a few days, Branch-sealed and set up with secure device-management software, exactly as disclosed during onboarding.
Who it’s for
Invite-only — and built on the KYC you already did.
This isn’t an open application. We invite existing Branch customers and reuse the identity checks you already completed — so there’s no CIBIL score to chase, no fresh documents, and no decision to wait on in the app.
Already a Branch customer?
You may already be approved — no new application needed and no documents to re-submit. Log in and you'll see your offer immediately, or we'll add you to the waiting list.
What to expect
Your phone comes with device-management software — and while you’re paying, it does nothing.
It arrives on the phone, and we show you exactly what it does before you sign. It can never read your messages, open your photos, or track your location. Here is what happens at every stage.
While you’re paying
Nothing happens. It’s your phone, exactly like one you bought with cash.
If a payment is late
We message you a reminder. Nothing on the phone changes.
If it stays unpaid
Some non-essential apps pause, one step at a time — never your calls, internet, emergency services, banking, UPI, or government messages.
The moment you pay
Everything is restored within the hour. If you’re ever offline, an unlock code covers you.
The software is operated by our device-management partner — a technology provider, not a recovery or collections agency. They never contact you and never collect on our behalf.
FAQ
